SCA Looking to Expand Compliance Consulting Team

Spillane Consulting Associates, Inc. is a mortgage banking and consulting firm established in 1991 that provides a full suite of mortgage banking and consulting services to banks, credit unions, and independent mortgage bankers and other non-depositories throughout the country.

SCA is currently looking to expand their compliance department and is looking to hire an associate mortgage compliance consultant to grow our winning team. The individual we seek should possess the following qualifications:

• 2-3 years’ of related mortgage compliance experience required with a strong working knowledge of HMDA, RESPA, TILA, Flood, SAFE Act, BSA/AML, etc.

• At a minimum, the ideal candidate will possess a Bachelor’s degree, CCRM preferred but not required

• Must be highly ethical, intuitive, and able to work in a hybrid remote/team orientated environment

• Ability to interpret regulations, laws, and disseminate information

• Ability to organize and prioritize work to meet deadlines

• A passion for excellence and an eye for trends that impact the successful, profitable management of client regulatory compliance function

• Excellent written and verbal communication skills mandatory

• Seeking a critical thinker with the ability to adapt

• This is a remote position

• The job type is full-time

Please note that in-house and on-going training will be provided by SCA’s Senior Compliance Consultant.

Description of Responsibilities

• The associate mortgage and Compliance Consultant position reports to the Senior Compliance Consultant and is responsible for reviewing, assessing, and monitoring performance of through proactive evaluation of data, reports, and through video conferencing with SCA’s clients to utilize that information and analysis to drive recommendations for fair lending and mortgage banking performance objectives.

• Assists Sr. Compliance Consultant in the development, implementation, assessment and administration, consulting and guiding SCA’s clients and prospects in the establishment of controls to mitigate risk and ensure compliance with all federal, state and GSE related laws, regulations, and Seller/Servicer guidelines.

• Collaborates with Sr. Compliance Consultant to assess and determine the effectiveness of internal/external controls within the mortgage lending units. Monitoring may include but not be limited to; mortgage regulations, HMDA, CRA data reviews, and fair lending analysis.

• Conducts compliance risk assessments and participates in emerging risk identification, reviews fair lending related policies and examines control design and adequacy.

• Analyzes program performance through monitoring peer data analysis, heat maps, and testing program elements for evidence of redlining; performs monitoring for steering discrimination, unfair deceptive or abusive acts or practices.

• Provides compliance-related advisory services to financial institutions, consulting with both senior and middle management and other related personnel to identify and mitigate risks to their organization.

• Serves as a resource for regulatory matters and compliance-related initiatives (interna/external) and responds to Clients/ SCA personnel questions regarding interpretations of regulatory requirements and applicable guidelines.

• Works with Sr. Compliance Consultant in preparing assessment review reports to support Clients with compliance audits and upcoming regulatory examinations tracking any noted exceptions to resolution.

• Provides recommendations and support for periodic training plans for Clients in order to address areas of weakness noted as well as current trends identified by regulatory agencies as well as the GSEs.

• Experience conducting risk assessments, identifying mitigating controls and developing management reports for controlling fair lending risks.

• Ability to work well independently and as a “team” player; collaboratively interfacing with all areas within SCA.

• Ability to maintain a high degree of accuracy and attention to detail. Maintaining a high degree of professionalism in dealing with Clients and Colleagues is a MUST.

• Basic knowledge of Microsoft Office, Zoom and MS Teams video conferencing is also required.

If you are interested in applying for this position please send your resume to Rob Ellis, our lead compliance consultant at rellis@scapartnering.com.