Success Stories

With a proven track record of successful outcomes in an industry regulated environment, SCA customizes client solutions because we fully understand that there is no “one-size-fits-all” when it comes to improving what makes your business tick. Find out some of the ways we measure success in the Solutions we offer to our clients.

What to Expect through our Process

Formalized Final Delivery

No Commitment Discovery Meeting

helps us align the right SCA team members with your goals and outline a mutually agreed upon path to success

Regular Check-ins

keeps both SCA and the client on the same page, prioritizing based on changing needs

makes sure the final deliverables meet or exceed your expectations and prepare you for the road ahead

Post-Completion Follow Ups

ensures that your team adopted the necessary tools and that you’ve successfully integrated changes

What does success look like?

  • Employee growth fostered through coaching and training sessions

  • Greater transparency and clearer communication between staff and leaders

  • Development of succession planning tools and guidance to foster internal growth and business continuity

  • System utilizations and full feature functionality

  • Faster origination turnaround times due to improved process workflows

  • Relief of staffing pressures from managing administrative tech duties

  • Identifying opportunities for short-term, medium-term, and long-term goal setting

  • Leveraging industry experience to guide business-specific directives

  • Optimizing balance sheet to maintain appropriate liquidity levels

  • Clean annual HMDA/LAR submissions that are completed with time to spare

  • Team members feel confident with a reliable resource for guidance on reporting unique loan scenarios

  • Reclaiming independence of a process that required cleanup, automation, or improvements

  • Resolving GSE variances and loan level discrepancies

  • Implementing useful job aids and resources for staff to perform functions with confidence

  • Reduction of investor repurchases due to support and guidance on rebuttal opportunities

  • Favorable ratings on regulatory examinations

  • Resolution action plans that efficiently address root causes and implement effective preventative measures

  • Relieving pressure on smaller shops where independence in quality control is challenging to attain

  • Second review of credit or appraisal to prevent unnecessary denials

  • Adherence to GSE requirements for achieving or maintaining seller/servicer eligibility

DCU (Digital Federal Credit Union)

Digital Federal CU

Eastern Bank

Eastern Bank

Holyoke Credit Union

Holyoke Credit Union

South Shore Bank

South Shore Bank

Rockland Trust

Rockland Trust

Northway bank

Northway Bank

Washington Trust Company

Washington Trust Company

Bank of Canton

EastCambridge

East Cambridge Savings Bank

Bangor Savings bank

Bangor Savings Bank

Androscoggin Bank

Androscoggin Bank

What our clients are saying…


“Just want you to know I love the way you write your articles.  Have been in compliance for many years, and your presentations are consumer friendly, entertaining, but deliver the rules.  Nice job!.” 

— Karen Emmett, Residential Loan Closer

“Thanks for taking the time last week.  I gain incredible insights when sitting with anyone from Spillane.  You are very much helping me find my way in today’s ever changing residential lending landscape.  I know that BHB isn’t  your biggest client but believe me there is no bigger advocate.”

— Robert M. Driscoll, SVP Residential Lending