Lenders have at their disposal an almost immeasurable amount of data. As a standard, we are forced to develop policies, processes, and procedures for securely acquiring, storing and transmitting all of this data, but one key area always seems to lag – how do you use this data to your advantage? It can be a challenge to train your mind to take this last step – or to find the time to – but once you do, the value of that output will far outweigh the cost of getting to it.