SCA Mortgage Exchange: A Comprehensive Loan Sale Advisor
The SCA Mortgage Exchange is a mortgage banking advisory group, comprised of seasoned and industry-known mortgage banking professionals. We collaborate with CEO’s, CFO’s, CRA Officers and Secondary Market managers of community financial institutions to efficiently sell or purchase specific loan products and pools, support unique balance sheet needs and bolster their CRA requirements, to increase liquidity and profitability.
Since 2018, the SCA Mortgage Exchange has functioned as an Advisor to both Buyers and Sellers, providing Clients the capability to privately trade with other qualified parties including banks, credit unions, IMBs and other non-depositories of all types and sizes. It opens the door to allow greater accessibility to both the primary and secondary markets. Rather than relying on antiquated traditional methods, SCA works in our clients’ best interest and provides the ability to buy and sell in a curated marketplace with hundreds of trusted investors. This leads to enhanced exposure, greater execution and ultimately, better pricing. Our mortgage exchange offers the capability to transfer loan data, documents and pricing information to purchase or sell whole loan assets including, but not limited to: Conforming, Super Conforming, Jumbo, Fannie Mae, Freddie Mac, Government and ARM loans. SCA also works with unique or special portfolios that are always welcome. SCA has achieved this intelligence by employing the largest national real-time loan trading platform.
Therefore, SCA Clients will have the ability to:
Improve returns on asset pools
Ensure adequate liquidity and asset optimization
Stratify loan valuation and trading options
Eliminate inefficiencies, fragmentation, and limited market access
Mitigate risk while increasing profitability
The SCA Mortgage Exchange can also afford Buyers and Sellers a real sense of security by offering SCA’s Due Diligence services that utilize our web-based analytics software to perform a comprehensive review on both the credit and compliance side of each loan traded. Whether seasoned or newly originated loan production, our Due Diligence team will eliminate the guesswork and any potential loan rejects or buybacks by insuring a clean asset sale. This can be accomplished on behalf of the Seller prior to the pool being offered for sale or on behalf of the Buyer prior to the Purchase & Sale being established and the financial transaction being completed.
For more information regarding the SCA Mortgage Exchange as well as our other consulting and fulfillment services in the areas of compliance, technology, quality control, servicing, training and staffing, email Bill Dolan, Director, at: Wdolan@scapartnering.com or by phone at: (617) 694-2617.
