Digital Origination Channel

Product Overview:

A fully digitized and fully compliant standalone loan origination channel

Marketing - A digital marketing program will be designed and implemented to create a steady inbound flow of mortgage applications.

Systems - We will fine tune your existing technology, or work with you to implement new technology, to effectively push these digitally generated applications through your pipeline.

Compliance - Compliance experts will be actively involved with every step of the process to give you the peace of mind that your mortgage operation’s new origination channel will never raise any regulatory red flags

Benefits:

Margin - Once your digital system is in place, all profits from any loans originated through this channel can be retained by the institution as there is no Loan Officer commission involved. In the current environment of shrinking margins for all origination players, establishing a supplementary channel that enjoys higher margins could have a significant impact on your bottom line.

Scalability - Digital systems are inherently more scalable than human processes. With a well-constructed Integrated Marketing Communications framework and a correctly configured Point-of Sale system, your institution will not have to make any additional investments into this channel no matter what amount of lead traffic your marketing programs deliver.

Compliance Assurance - Marketing agencies are not mortgage compliance experts. With regulatory pressure increasing, digital marketing products based on complicated algorithms becoming the norm, and an ever-increasing online presence of LO’s and other employees, the opportunities for a regulatory misstep in your marketing are vast. However, SCA’s compliance, systems, technology, and marketing experts will work together to bring you cutting edge products without the regulatory ambiguity. We can make sure fair lending regulations and community outreach requirements are satisfied with this channel.

SCA is assiduously researching the marketing, compliance, and systems technology landscapes, and hiring the top talent to make sure we can offer our clients the best services on the market. Give us a call today to find out how you can get started building a new source of business for your institution.

William F. Dolan, Director

617-694-2617

wdolan@scapartnering.com